Guides
Money guides for people living in Thailand
Plain explanations of the things that trip people up: what you can deduct, how to get a statement out of your bank, and how to track spending in a way that survives a busy month.
Personal income tax
Do I need to file a Thai tax return?
The 180-day test, the filing thresholds, and what counts as remitted, with worked numbers for retirees, DTV holders, employees, and investors.
Read guideBank statements
How to download a Thai bank statement: every major bank, step by step
Menu paths, PDF passwords, 12-month limits, fees, and what immigration accepts, for KBank, SCB, Bangkok Bank, Krungsri, TTB, and Krungthai.
Read guideForeign income and remittance
What counts as remitted income in Thailand, and how to add it up
Which transfers, withdrawals, and card payments count as bringing foreign income into Thailand, how each shows up on a bank statement, and how to total the year.
Read guidePersonal income tax
Thai tax deductions you can claim
The allowances that reduce Thai personal income tax, what evidence each one needs, and which fund deductions changed. Written for salaried and freelance filers.
Read guideTax-saving funds
RMF vs Thai ESG in 2026: caps, lock-ups, and why this year is different
Thai ESG's ฿300,000 deduction cap and five-year hold apply through 2026 only. How RMF and Thai ESG compare, with a worked example on a ฿1.2M salary.
Read guideExpense tracking
The best expense tracker apps for Thailand in 2026
Money Lover, Piggipo, Manee, Spendee, YNAB, Buxfer, and ThaiWealth compared on Thai bank import, language, PromptPay, and price.
Read guidePersonal finance
Expense tracking that actually lasts past February
Why most expense tracking is abandoned within a month, how the three common methods compare, and a starting point that survives a missed week.
Read guide